Pooja Chauhan
SIP, NPS, PPF, Mutual Funds, Retirement Planning
SEBI-registered financial planner focused on long-term wealth building through SIP, NPS, and PPF strategies. Pooja advocates for goal-based investing over speculation.
Articles by Pooja Chauhan
Gold via SGB, ETF or Physical: Which Builds Wealth Best?
Gold hit ₹1 lakh per 10g — but should you buy? Compare SGB, ETF and physical gold with real rupee math to see which format actually builds wealth.
How Much Income Tax Do You Pay on FD Interest in India?
That 7.5% FD might only net you 5.1% after tax. Learn how TDS, slab rates, and thresholds shape your real post-tax FD returns in India.
FD Laddering: How to Beat Interest Rate Risk on Your Savings
Got a lump sum in the bank? An FD laddering strategy splits it across maturity dates for steady liquidity, smoother returns, and protection from rate swings.
Step-Up SIP vs Regular SIP: Which Reaches Your Goal Faster?
Step-up SIP vs regular SIP compared with real ₹ numbers. See how a 10% annual increase nearly doubles your corpus and reaches your goal years faster.
PPF vs NPS: Which Builds a Bigger Retirement Corpus?
PPF vs NPS for retirement: compare returns, lock-in, taxes and flexibility to see which builds a bigger corpus over 25-30 years.
Should You Prepay Your Home Loan or Invest the Money?
The classic dilemma for every Indian homeowner. The answer comes down to one comparison — your loan rate versus your expected investment return — but the tax angle complicates it.
How Much SIP Do You Need to Build ₹1 Crore?
The number is smaller than you think if you start early — and brutally large if you start late. Here is the monthly SIP required at different ages and returns.